BEST BANK FOR RAILWAY SALARY ACCOUNT

अगर आप भारतीय रेलवे में Join करने वाले है तो आपके दिमाग में एक सवाल जरूर आता होगा की भारतीय रेलवे में Salary के लिए किस Bank में Account Open करना सबसे सही और फायदेमंद होगा । अगर आपके भी इस सवाल से Confuse है तो आप बिल्कुल सही Post को Read कर रहें इस पोस्ट को पूरा पढ़ने के बाद ना सिर्फ आपका Confusion दूर होगा बल्कि आप बहुत सारे सुविधाओं के लाभ भी उठा पाएंगे जो अन्य आपके साथी या वर्तमान में कार्यरत रेलवे कर्मचारी जानकारी के अभाव में नहीं लाभ ले पा रहें। अतः ये आपका फर्ज भी बनता है की ये Post उनके साथ भी Share कर उनको भी जानकारी दे जिससे वो भी सभी सुविधाओं का लाभ उठा सके । 

रेलवे में Salary Account के लिए Best Bank STATE BANK OF INDIA (SBI) है। SBI का Best Bank for Railways Salary Account होने के पीछे निम्नलिखित कारण है । State Bank of India Railway Employees के लिए Special Account की सुविधा देता है जिसे हम Railway Salary Account या Railway Salary Package (RSP) Account या Salary Account under Railway Salary Package के नाम से जानते हैं । जिसका Details निम्नलिखित है । 

RAILWAY SALARY PACKAGE (RSP)

Employees of Indian Railways, Kolkata Metro, Konkan Railway Corporation, Mumbai Metro, Delhi Metro Rail Corporation Ltd. & Bangalore Metro Rail Corporation can avail of Salary Accounts under Railway Salary Package (RSP).

Package Variants eligibility is as per Net Monthly Salary

SILVER: BETWEEN `10,000/- AND UP TO `25,000/-

GOLD: ABOVE `25,000 AND UP TO `50,000/-

DIAMOND: ABOVE `50,000 AND UP TO `1,00,000/-

PLATINUM: ABOVE `1,00,000/-

Benefits:

1. Zero balance account and free unlimited transactions across ATMs of any Bank.

2. Complimentary Personal Accident Insurance (Death) cover up to Rs. 20 Lakhs.

3. Complimentary Air Accident Insurance (Death) cover up to Rs. 30 Lakhs.

4. Avail of Personal Loans, Home Loans, Car Loans and Education Loans at attractive rates and upto 50% off on processing fees.

5. Upto 25% off on locker charges

6. Avail of Auto-Sweep to create e-MODs (Multi Option Deposits) and earn higher interest.

7. Avail of Demat & Online Trading A/c at the time of on-boarding itself.

8. Free issuance of Drafts, Multi City Cheques, SMS Alerts. Free online NEFT/RTGS.

9. Overdraft equivalent to 2 Months Net Salary (Currently available for select customers only)

10. Earn points on various transactions through our loyalty program SBI Rewardz.

11. Host of regular offers on Debit Cards and YONO by SBI.

12. SBI Rishtey (Family Savings Account): For family member of Salary Package Customer with differential benefits- such as No minimum balance requirement, No issuance charges for ATM cum Debit Card, Free SMS alert, Free Demand Draft issuance by Debit to SBI Rishtey Account, and Auto Sweep facility available.

Note: In case, the monthly salary is not credited into the account for more than 3 consecutive months, the special features offered under Salary Package will stand withdrawn and the account shall be treated as Normal Savings Account under our standard charge structure, and all charges shall be levied and applied as applicable to normal savings accounts.